Can I buy whole life insurance without taking any health exams?

Yes, there are whole life insurance plans available with no exam needed.

In fact, some plans offer up to $400,000 of whole life insurance with no exam, while others are for seniors and provide up to $20,000 of coverage without any exam required, and offer guaranteed acceptance. 

Keep in mind, life insurance with no exam has higher rates than if you applied for a policy that does require a medical exam.

However, if you do qualify, you...
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How much whole life insurance can I buy without taking any physical exam?

That depends on the insurance company, and your age and health.

Some insurers like Colonial Penn, Mutual of Omaha, and AARP/NewYork Life offer small permanent life insurance plans for seniors with no exam required.

However, there is a new single premium whole life insurance plan available for people ages 40 to 80. It offers you the chance to purchase a whole life insurance policy online starting today with no health exam r...
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